Bridging Finance

We offer flexible short-term funding solutions tailored to your needs. With competitive rates and personalized support, streamline your financial journey with SOS Non-Bank today.

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Development And Construction Loans

Turn your vision into reality. Our Development & Construction Loans are designed for non-bank borrowers looking to finance land acquisition & construction costs.

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Investment Property Finance

In today’s dynamic real estate market, traditional banking solutions aren’t always the best fit for every investor. Non-bank lenders have become a popular alternative for securing investment property finance, offering more flexible and tailored solutions for borrowers who may not meet conventional lending criteria

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Business Equity Releases

Unlock the potential of your asset. Our Equity Release option lets you access the equity in your asset without selling. We offer flexible solutions. Contact us today for a free consultation.

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2nd Mortgages

Need funds for a big expense? Our 2nd Mortgages offer a way to leverage your home equity. Unlike traditional banks, we consider a wider range of situations.

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We also provide the following services: 1st Mortgages, Marital Separation Refinances, Tax arrears and IRD Issues, Discharged Insolvency, PLA (Mortgage Default) Refinances.

Unlocking Financial Possibilities

Unlocking Financial Possibilities: Cleaning Up Debt and Releasing Equity in New Zealand

In a climate where financial rigidity often curtails opportunities, individuals seeking to cleanse their debts and access the equity nestled in their properties may encounter a disheartening refrain: "No". As an expert in New Zealand's finance lending, mainly when main banks are unwilling to assist, I offer a beacon of hope to those navigating the complex waters of debt consolidation and seeking an equity release.

Debt cleaning, also known as debt consolidation, is a powerful tool that can transform your financial landscape. By merging multiple debts into a single, manageable loan, you not only simplify your financial commitments but also often enjoy the benefits of reduced interest rates and monthly payments. This paves the way for financial freedom, liberating you from the complex web of multiple debts.

Meanwhile, an equity release emerges as a strategic solution if seeking to unlock the wealth tied up in their property without selling it. By releasing a portion of the value of your property, you have the advantage of retaining your property while accessing funds that settle debt. It is especially valuable to know if you have obligations with the Inland Revenue Department (IRD), whether that is a debt for an individual, partnership, company or trust.

As we know, traditional banks can be restrictive, favouring the cookie-cutter customer—an archetype that few real-life individuals fit. As a New Zealand lending landscape specialist, I provide tailored solutions that traditional institutions often overlook. My expertise lies in asking the right questions and crafting bespoke lending arrangements that align with your unique financial contours.

Our approach to financial services is rooted in a philosophy of responsible lending. I am committed to providing solutions that not only offer immediate relief but are also sustainable for your long-term financial health. Whether it's negotiating favourable terms or offering comprehensive financial advice, my services are designed to guide you through the complexities of debt consolidation and releasing equity with precision and care.

Where others see insurmountable hurdles, I see opportunities for success. If you are looking to consolidate debt or release equity in your home, please talk to us.

I hope that you find these lending tips and strategies useful to you.

If you are looking for assistance, please contact us today. 

Talk to us about your needs.

No matter what solution you need, we make it easy, we make it simple & we make it happen.