Bridging Finance

We offer flexible short-term funding solutions tailored to your needs. With competitive rates and personalized support, streamline your financial journey with SOS Non-Bank today.

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Development And Construction Loans

Turn your vision into reality. Our Development & Construction Loans are designed for non-bank borrowers looking to finance land acquisition & construction costs.

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Investment Property Finance

In today’s dynamic real estate market, traditional banking solutions aren’t always the best fit for every investor. Non-bank lenders have become a popular alternative for securing investment property finance, offering more flexible and tailored solutions for borrowers who may not meet conventional lending criteria

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Business Equity Releases

Unlock the potential of your asset. Our Equity Release option lets you access the equity in your asset without selling. We offer flexible solutions. Contact us today for a free consultation.

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2nd Mortgages

Need funds for a big expense? Our 2nd Mortgages offer a way to leverage your home equity. Unlike traditional banks, we consider a wider range of situations.

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We also provide the following services: 1st Mortgages, Marital Separation Refinances, Tax arrears and IRD Issues, Discharged Insolvency, PLA (Mortgage Default) Refinances.

Bridging Finance


Bridging finance is a short-term funding solution designed to "bridge the gap" between the purchase of a new property or an equity release for businesses to unlock capital for growth or investment opportunities, and the time needed to sell an existing asset or secure longer-term financing. It’s typically used by property developers, investors, and businesses needing immediate capital to secure an opportunity without delay.

At SOS Non-Bank we specialise in connecting you with the right lender and making the process as easy and stress-free as possible. Whether it’s a major finance company or a private capital lender, to secure fast, flexible, and competitive bridging loans. Our strong network of lenders allows us to find the best solutions for our clients quickly, enabling them to access the funding they need in time-sensitive situations.

Why Choose Bridging Finance?

  • Speed: Funds can often be released within days, providing a swift solution for urgent transactions.
  • Flexibility: Loans are typically more flexible than traditional financing options, with customized terms based on your needs.
  • Short-Term: Bridging loans are usually repaid within 6-12 months, making them ideal for short-term goals like property purchases, renovations, or development projects.

 
There are two types of Bridging Loans
:

  • Open Bridge – An open bridge is where you do not have a defined time that you require the funds for. You might be looking to sell a property or other asset and need 6-12 months to allow for the sale and settlement which will repay the lending.
  • Closed Bridge – A closed bridge is where we have an unconditional sale however the settlement date doesn’t line up with when you need the funds. The closed bridge has less risk for both borrower and lender as the settlement date is defined.

 

Ready to Get a Bridging Loan? Let’s Make It Happen!


If you need fast, flexible funding, our expert team is here to help you get a bridging loan that fits your needs. Contact us today, and we’ll guide you through the process, explain your options, and break down the costs so you know exactly what to expect.

 
Don’t wait—call us now to get a bridging loan and secure the funding you need to move forward with confidence!

 


Talk to us about your needs.

No matter what solution you need, we make it easy, we make it simple & we make it happen.